Leonidas Madalievs Presentation. Some personal information Age: 25 Hometown: Krymsk, Krasnodarsky region Finished School: Krymsk Secondary School 3, 2001.

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Leonidas Madalievs Presentation

Some personal information Age: 25 Hometown: Krymsk, Krasnodarsky region Finished School: Krymsk Secondary School 3, 2001 Graduated University: Rostov State Civil Engineering University, 2007

My school

My University

My first job Everything started when local Rostov-on-Don bank tried to find perfect intern in 2006…

It was UTB (Southern Trading Bank JSC) and I became an intern of that bank

My Internship and Job I had had internship during six month before I got a job After internship I got a position of banking cards specialist of Banking Retail Department

Some information about banks and banking cards Unbreakable banking rules: -we always love and glad to see our clients; -client is always right; -if client is not right, please, see previous rule.

So… We always glad to see you!

And we also love you… and your money… But when you become to be our client…

Information about banking cards

Some terms: ATM is an automatic machine ATM is an automatic machine Point of sale (POS) or checkout is the location where a transaction occurs. POS terminals are used there Point of sale (POS) or checkout is the location where a transaction occurs. POS terminals are used there Transaction or financial transaction is an event or condition under the contract between a buyer and a seller to exchange an asset for payment. Transaction or financial transaction is an event or condition under the contract between a buyer and a seller to exchange an asset for payment. Acquiring system is a system which includes all banks ATMs and POS terminals Acquiring system is a system which includes all banks ATMs and POS terminals

Typical UTBs ATM

Attention! Some useful rules! It helps you when you use banking card

Please, always keep secret your PIN number!

Be careful when you get your money!

And… Please, do not remove a lot of money from ATM at one time! And… Please, do not remove a lot of money from ATM at one time!

And finally… International crisis came to Russia in 2008 International crisis came to Russia in 2008 It touched UTB and it went to bankrupt in 2009 It touched UTB and it went to bankrupt in 2009

And I left UTB in 2009

The King is dead – long live the King! Nowadays, I am an employee of Russian National Bank JSC

To be continued…